There are many instances that even though you don't have a car, you will get a car insurance. This is for your protection of your self especially if you drive a car from your friend, or you rent a car to anybody. This is in order for the protection of your personal liability to have insurance. You can get a Car insurance for the most insurance carrier for a reasonable amount.
Before getting this car insurance with your self, analyze first your property, like your computer, homes, furniture and other personal assets that you have. Put a value for this thing and make this the asset to enroll to have the car insurance. You need also to evaluate your personal income for this because this can give you a larger amount to have a car insurance. Let the insurance company know that you don't own any cars so that they will advice you to get quotes insurance liability only.